Texas vs Georgia Adjuster License Reciprocity

Texas vs Georgia Adjuster License Reciprocity: 2026 Guide

✓ RECIPROCITY CONFIRMED

Reciprocal Status YES
Exam Required NO
Application Fee (Georgia) $50.00 (verify with Georgia OCI)
Application Method NIPR Non-Resident Application

Reciprocity Explanation

Texas and Georgia maintain full reciprocal recognition for All-Lines Adjuster licenses. If you hold an active Texas All-Lines Adjuster license in good standing, you qualify for a Georgia non-resident adjuster license without examination.

Georgia’s insurance regulation is administered by the Georgia Office of Commissioner of Insurance (OCI). The state recognizes Texas as a reciprocal jurisdiction under Georgia Code § 33-23-12, which establishes non-resident licensing procedures for adjusters from states with substantially similar licensing requirements.

Key requirement: Your Texas license must be active and unencumbered. Georgia OCI conducts automated verification through NIPR databases. Any disciplinary history, administrative actions, or compliance violations may trigger additional review or documentation requirements.

Steps to Apply for Georgia Non-Resident License

Step 1: Verify Texas License Status
Access the Texas Department of Insurance (TDI) online license verification system. Confirm your All-Lines Adjuster license status is “Active” with no pending investigations, suspensions, or renewal lapses.

Step 2: Submit NIPR Application
Log into the National Insurance Producer Registry (NIPR) portal at nipr.com. Navigate to “Georgia Non-Resident Adjuster License Application.” The NIPR system will pull your Texas license data automatically for verification purposes.

Step 3: Pay Application Fee
Georgia non-resident adjuster application fee: approximately $50.00 (subject to change; verify current fee with Georgia OCI before payment). Payment accepted via NIPR portal using major credit cards or electronic funds transfer.

Step 4: Background Check Waiver
Georgia typically waives duplicate fingerprinting requirements if your Texas fingerprint records are accessible through the FBI’s Interstate Identification Index and are less than five years old. NIPR will indicate if additional background screening is required.

Step 5: License Issuance
Georgia OCI processes reciprocal applications within 7-10 business days. Upon approval, your license certificate will be available for download through the NIPR portal or Georgia’s PDB (Producer Database) system. Verify license activation before accepting Georgia assignments.

Professional Tip: Georgia experiences significant catastrophe claim activity from severe weather events (tornadoes, hail, wind) and occasional hurricane impacts in coastal regions. Maintaining an active Georgia license provides deployment opportunities in the Southeast corridor during peak storm seasons (March-June and September-November).

Continuing Education Requirements

Georgia requires continuing education for license renewal, independent of Texas CE obligations:

  • 24 hours of CE every two years for Georgia license renewal
  • Minimum 3 hours of Ethics (Georgia-specific content required)
  • Texas CE credits do not satisfy Georgia CE requirements

Adjusters maintaining dual Texas-Georgia licensure must track and complete separate CE requirements for each state. Failure to complete Georgia CE by the renewal deadline results in license expiration and potential reinstatement fees.

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